Compare Truck Finance Lenders

One application — multiple lenders compared. We line up the best fit for your business and vehicle.

Why Compare Through Us?

Each lender has different appetites, paperwork, and pricing. We do the legwork — you make the decision.

  • Better Approval Odds

    We match your profile to lenders most likely to say yes.

  • Sharp Rates

    We compare banks and specialists to keep your cost down.

  • Transparent Offers

    Clear fees, terms, and documents so you can choose confidently.

  • Tailored Structures

    Hire purchase, asset finance, seasonal repayments, and more.

NZ Truck Finance Lenders Comparison (2025)

Lender Rate Range Max Loan Approval Time Specialty
UDC Finance 8.95% - 18.95% $500K 24-48 hours General truck finance
Finance HQ 10.95% - 22.95% $300K 24 hours Bad credit specialists
Credit One 12.95% - 26.95% $250K Same day Sub-prime lending
ANZ Bank 6.95% - 12.95% $1000K 3-5 days Prime borrowers
ASB Bank 7.45% - 13.45% $1000K 3-5 days Established businesses
Oxford Finance 9.95% - 19.95% $500K 48 hours Asset finance

Rates accurate as of October 2025. All rates subject to credit assessment and individual circumstances.

Ready to Compare?

One application gives you access to multiple lenders. We'll shortlist the best options for your business.

Start Comparing